We conducted an online nationwide survey of 1,009 investors, ages 55-75, with $250K to $2M in investable assets who currently work with a financial professional. The purpose of this study was to examine the attitudes of these investors toward issues that could possibly have an impact in 2025. This year we also added a second sample, which included 514 financial professionals, allowing us to compare their perceptions to those of investors.
We’ve reproduced some of the key findings for you below. Interested in annuities? Learn more about our products.
Retirement
security
in focus
Concerns about retirement security and finding the right balance of protection and growth are top of mind for many investors.
76%
express concern about Social Security providing full benefits for life
67%
are concerned about their income lasting their lifetime
46%
are seeking a balance between protecting and growing assets
Top concerns
among
investors
Respondents said they are concerned about rising healthcare costs and inflation impacting their spending power.
90%
90%
are concerned about rising healthcare costs
89%
89%
are worried about inflation impacting spending power
87%
87%
are at least somewhat concerned about stock market volatility
What are investors’ top 5 financial concerns?
1
Healthcare costs
2
Inflation
3
Market volatility
4
Recession
5
High interest rates
What investors
are talking
about
Investors say that when they talk with their financial professionals, diversification is a main topic of conversation.*
75%
had conversations about putting a portion of their portfolio into a product that protects their investments
74%
say they discussed diversifying their portfolio beyond stocks into annuities, alternatives, and other types of investments
46%
have spoken with their financial professional about annuities
What investors want
Respondents said that creating a plan or using a product that provides lifetime income was a top priority. Here’s a breakdown of what investors want:
65%
say creating or utilizing a plan that provides income for life is a financial priority
56%
say protecting assets is more important than growth
52%
say accumulating assets for retirement is a financial priority
Did you know?
Over half of investors have a specific retirement income plan, but 4 in 10 are lacking a well-developed retirement income plan.
“Telling me I would be secure with my annuity till I died.”
From investors
The best thing my financial professional did or said in 2024...
“Balanced my portfolio with steady income producing products with little risk and some medium risk products.”
“They took the time to explain how the different products actually worked.”
“Slow down speculation and consider more stability in investment and product decisions.”
Global Atlantic 2025 Retirement Insights Survey consisted of surveying 1,009 investors with $250K to $2M in investable assets, ages 55 to 75 and that work with a financial professional. Conducted from December 6 to 26, 2024.