SecureFore II fixed annuity

Locked-in guaranteed growth opportunities — and more

Looking for predictable growth?

SecureFore II is a Multi-Year Guaranteed Annuity with a Market Value Adjustment (MVA)1 designed to provide steady, guaranteed growth with competitive fixed rates during Withdrawal Charge Periods of 3, 5 or 7 years. Your rate is locked in and guaranteed not to change for the full Interest Guarantee Term.2 Plus, SecureFore II includes Nursing Home, Terminal Illness and Chronic and Critical Illness Waivers to help if a qualifying event arises. 3,4

What is a fixed annuity?

A fixed annuity is a long-term insurance product intended to provide for retirement and other long-term financial needs. A fixed annuity can be an ideal financial product for people who have sufficient liquid assets, outside their annuity, to cover living expenses and unexpected emergencies, such as medical bills.

What do you get from SecureFore II?

Fixed Interest Rate for one of three time periods

Earn interest at a fixed rate for 3, 5 or 7 years.

That’s tax-deferred

With tax-deferred growth, your money grows faster.

With no fees

SecureFore II has no monthly or annual fees.

And a waiver if needed

Any applicable Withdrawal Charge and Market Value Adjustment will be waived if specific waiver rider criteria are met. 4

Pick your timeframe for guaranteed growth.

SecureFore II gives you predictable growth that’s locked in at a competitive fixed rate for three, five or seven years. Just choose the Withdrawal Charge Period that works best for you and watch your money grow.

Annuities are long-term products, but if a critical need arises, you can access your money through a Withdrawal from your annuity.

The individual covered by the contract may be eligible for a Free Withdrawal if they meet the criteria under the contract provision.

  • Up to 10% of the beginning-of-year Contract Value (10% of Annuity Deposit in the first Contract Year). State variations apply.
  • Any Required Minimum Distribution (RMD) imposed by the IRS on this contract, even if it exceeds the Free Withdrawal Amount.*

The Free Withdrawal Amount will equal the greater of the amounts described above. During the Withdrawal Charge Period, any Withdrawals in excess of the above may be subject to a Withdrawal Charge and MVA.5

* Not applicable for Inherited/Beneficiary IRAs

Want more information?

Ready to add SecureFore to your retirement strategy?

Talk to your financial professional about SecureFore today and share this page when you do.